Cherry Payment Options

Flexible Payment Plans Through Cherry

We’ve partnered with Cherry to make it easier for you to move forward with the periodontal care you need. Cherry is a buy now, pay later financing option designed for health and wellness treatments. You can apply in about 60 seconds with no hard credit check, and if approved, use your approval right away.

Why patients choose Cherry

  • No hard credit checks, ever — applying won’t affect your credit score
  • True 0% APR options available — subject to eligibility
  • Interest-bearing plans starting at 5.99% APR for longer terms
  • Approvals up to $35,000 — enough to cover most treatment plans
  • No hidden fees — what you see is what you pay
  • Approvals are valid for 120 days, giving you time to schedule your treatment

How it works

  1. See if you qualify — The application takes about 60 seconds. There’s no hard credit check, so you can apply with confidence.
  2. Get your approval — If approved, you’ll see your financing options immediately. Choose a plan length that fits your monthly budget.
  3. Pay for your treatment — Bring your bank-issued debit or credit card to your appointment. Credit card payments carry a 2.99% processing fee; debit cards have no processing fee.
  4. Pay over time — Make monthly payments on the plan you selected. You can always pay off early — Cherry has no prepayment penalties.

Frequently Asked Questions

What is Cherry?

Cherry is a buy now, pay later company that makes it fast and easy to pay for health and wellness purchases over time. Learn more at withcherry.com.

How long is my approval valid?

Approvals are valid for 120 days. If your approval expires before you’re ready to schedule, you’re welcome to reapply.

Can I increase my approval amount?

If you’re eligible for an increase, you can request one through the Cherry Consumer Portal at consumer.withcherry.com. If you don’t see the option to request an increase, you are not currently eligible for one.

Can I pay off my plan early?

Yes. Cherry has no prepayment penalties. If your plan carries interest, paying it off early means you’ll pay less interest overall.

Does my 0% APR offer expire?

No. If you’re approved for a 0% APR plan, that rate applies for the full term of your loan as long as you stay current with your payments.

How are refunds handled?

To request a refund, contact Arizona Periodontal Group directly. We follow the practice’s refund policies and cannot initiate a refund without their authorization. Once approved, your Cherry account balance will be adjusted. If a partial refund is issued, your loan reflects the new remaining balance. If a full refund is issued, any payments you’ve already made will be returned to you.

Does Cherry report to the credit bureaus?

Yes. Cherry may report account status to Equifax. This includes on-time payments as well as any late or missed payments, so staying current with your plan matters for your credit health.

0% APR and other promotional rates are subject to eligibility. See footer for full details.